Simplifying the Complex - by Kamran Shah

His First Flight THE young seagull was alone on his ledge. His two brothers and his sister had already flown away the day before. He had been afraid to fly with them. Somehow when he had taken a little run forward to the brink of the ledge and attempted to flap his wings he became afraid. The great expanse of sea stretched down beneath, and it was such a long way down — miles down. He felt certain that his wings would never support him; so he bent his head and ran away back to the little hole under the ledge where he slept at night. Even when each of his brothers and his little sister, whose wings were far shorter than his own, ran to the brink, flapped their wings, and flew away to , he failed muster up courage to take that plunge which appeared to him so desperate. His father and mother had come around calling to him shrilly, upbraiding him, threatening to let him starve on his ledge unless he flew away. But for the life o...

Background I created a spreadsheet few years ago to record and manage my all income or expenses and had been using this since I created it first. If it is personal, business or work and even if it is finance or any other tasks I always want to understand where I stand now and when I started using this tool I created I started to like it and felt the benefit I had by maintaining this document till date. I realised its benefits in very early days and as a first course of action I suggested my elder brother to use it since his finances were all shattered but he didn't use or provide me any feedback and hence his finances are still shattered but consequently I didn't share it with anyone else until I showed it to a colleague at work who really liked and appreciated the idea. The appreciation encouraged me and I worked on it to modify and make it understandable and usable by anyone willing to start managing their personal finances. Purpose My personal thoughts are that i...